Auto Insurance in Du Quoin and Carbondale, IL
Protecting Drivers in Du Quoin and throughout Southern Illinois against Risk
From fires and damages to vehicle bodies to vandalism and theft, the risks that you face as a driver are many. These and other risks can be costly to unprotected drivers, and for this reason, it’s important that you have protection, which insurance provides. At Easterly Insurance Agency we have an auto insurance program, which we tailor to individual clients and also which is flexible.
We’ve insured drivers in Du Quoin and in communities throughout Southern Illinois for more than 30 years, and also we represent a variety of A-rated carriers. We always act in clients’ best interests, and also we have knowledge and we have access to resources that make it possible for us to provide the drivers whom we serve with the coverage that the drivers need. For these reasons, we’ll provide to you the best possible auto insurance. Whether you drive a single vehicle of which you’re the only operator or you drive multiple vehicles of which there are numerous operators, we’ll help you.
Auto Insurance Coverage Details for Drivers in Illinois
Illinois requires drivers who are residents of the state to have liability insurance and uninsured motorist insurance. Liability insurance covers costs that are related to injuries and/or property damages to others that result from car accidents that drivers cause, and uninsured motorist insurance covers injuries to drivers and/or passengers that are in drivers’ cars if the drivers’ cars are involved in accidents with uninsured drivers. Underinsured motorist insurance, which covers injuries to drivers and/or passengers that are in drivers’ cars if the drivers’ cars are involved in accidents with underinsured motorists, is not required but is available to drivers.
There are specific minimum coverage limit requirements for liability insurance and uninsured motorist insurance in Illinois. The minimum coverage limit requirements for liability insurance and uninsured motorist insurance in Illinois provide only nominal amounts of protection, and for this reason, we recommend that all drivers whom we insure purchase liability insurance and uninsured motorist insurance that far exceeds state minimum requirements.
There are other kinds of auto insurance than liability and uninsured motorist, and the other kinds of auto insurance than liability or uninsured motorist include collision, comprehensive, and medical payments. We offer these and other types of auto insurance, which we’ll help you select. Also, we’ll ensure that any solution that you purchase is fitting.
The coverages from which you can choose include but are not limited to:
- Liability Coverage
- Comprehensive Coverage
- Collision Coverage
- Uninsured & Underinsured Motorist Coverage
- Diminishing Deductible
- Accident Forgiveness
- Minor Violation Forgiveness
- Roadside Assistance
- Specialty Auto Insurance
- 24-Hour Customer Service
- Rental Reimbursement
- Personal Injury Protection (PIP)
- Mexican Auto Insurance
- Medical Payments Coverage
As a client of ours you may be able to save time and money if you take advantage of benefits and discounts for which you may be eligible. Contact an agent to learn about these benefits and discounts.
Experienced, client-minded Agents keeping you and your Vehicle secure
We know how important it is that drivers be protected and have insurance agents who help the drivers through claims processes. For this reason, we thoroughly assess drivers’ needs through one-on-one consultations and risk analyses, and we assist drivers through claims processes.
Once we know and understand drivers’ needs, we identify the right coverages. At the points that the right coverages are identified, we create the best possible solutions.
We regularly and closely review policies and plans that we write, and as a result, coverages are always current and the rates of solutions that are purchased by drivers whom we insure are always competitive. If and when possible, we include drivers whom we insure in review processes, and as a result, the drivers can fully understand their purchases and be aware of needs for changes to coverages.
Additional Auto Insurance Information:
- Illinois Auto Insurance Information and Resources (The Illinois Department of Insurance)
- Auto Insurance Shopping Tool (The National Association of Insurance Commissioners (NAIC))
- Illinois Auto Insurance Details and Resources (DMV)
At Easterly Insurance Agency we’re proud to provide car insurance in Du Quoin, Carbondale, Christopher, Marion, Herrin, and Benton, IL. We also serve other areas in the state.